ALL CONTRACTS ARE SUBJECT TO OneWest Bank Mortgage Servicing, a division of CIT Bank, N.A. SENIOR MANAGEMENT APPROVAL AND ANY OFFERS OR COUNTER OFFERS BY OneWest Mortgage Servicing, a division of CIT Bank, N.A. ARE NOT BINDING UNLESS THE ENTIRE AGREEMENT IS RATIFIED BY ALL PARTIES. There is a $75.00 Buyer Paid DOC fee PAID AT CLOSING.