All-brick sprawling ranch home with tons of possibilities. OWNER-FINANCING AVAILABLE. Located on a massive 2.3+acre lot on a dead-end street with gorgeous mature trees and a picturesque creek, this 2,192 sqft single-family home is delightfully split into two units, each featuring hardwood floors, separate entrances, and kitchens. Sharing one water meter and power meter, it is ideal for multi-generational families or investors. As a bonus, the property has a second septic tank (re-certified by state of FL) which accommodates (with permit) detached two bedroom structure of your choice. Convenient for campers and adventurers, the large concrete pad was previously used for an RV and has power and water hookups. Other features: two-space carport w/potential for garage conversion, laundry room,basement, two large sheds, deck, wood burning fireplace, close to downtown Panama City, shopping, restaurants, and schools, owner-financing available, and much more! Property is in mixed use-two zoning, with endless possibilities for allowable uses, including storage building, bed and breakfast, attached dwellings up to four units, neighborhood scale commercial uses, retail business etc. From seasoned investors to savvy homeowners, this property delivers a wealth of potential. With tons to offer and perfectly situated on a dead-end street, this home will not last long. Call now for your private and exclusive showing!