BANK OWNED FORECLOSURE. THIS IS AN EXCELLENT BUY. A MUST SEE. This 3 bedroom, 2 bath home with Central Heat/Air features a Master Suite, with large closets that have builtins. New flooiring in kitchen and dinin rooms. Dishwasher. All rooms have nice ceiling fans. Large Dining room, open to kitcen, recently painted interior. Very good condition. CALL CHAD OR DIANE AT CITIZENS NATIONAL BANK FOR AN APPOINTMENT TO SHOW THIS PROPERTY. FINANCING IS AVAILABLE, BUT REQUIRES 20% DOWN PAYMENT PLUS NORMAL CLOSING COSTS. A MINIMUM OF 10% DOWN PAYMENT WILL BE CONSIDERED FOR THOSE WITH EXCELLENT CREDIT.