This charming two bedroom lake cabin is situated on beautiful Somerset Lake, which is located just 15 minutes from Bloomington. This private lake is perfect for fishing, paddleboarding, canoeing, kayaking, and swimming. (No gas motors are allowed.) Many updates have been made to the interior in recent years, including three new heating and cooling systems (mini splits), new windows, tankless water heater, kitchen cabinets, spiral staircase, updated bathroom, flooring, and encapsulated crawlspace. The crawlspace is HUGE and TALL and offers tons of storage space and easy access from the back of the house. The private boat dock is tucked in a slight alcove offering privacy for sunbathing or relaxing. There's a detached one car garage and a circle drive allowing for plenty of guests at your future barbeque. The HOA fee is $250/year. The fee is used for dam maintenance and water testing. The HOA does allow rentals but they MUST be for one month or longer; no short-term rentals are permitted. *Current property tax bill is not available online. Listing agent to contact the courthouse for 2022 pay 2023 property taxes for both parcels. **Current owners have never used the wood-burning fireplace. Previous owners also had not used the fireplace for years; it is recommended that a new owner have it inspected before using.